Business Insurance

Protect your business from the unexpected with General Liability Insurance.
When you think about protecting your business, it’s natural to focus on your physical assets — your buildings, equipment, and employees. However, just as important is protecting your business from risks you can’t always see: claims for bodily injury, property damage, or reputational harm. A single lawsuit could result in costly damages, and that’s where General Liability Insurance steps in.

This essential coverage helps protect your business against third-party claims of bodily injury and property damage, as well as advertising injuries like libel or slander. It’s important to note that general liability policies typically do not cover professional errors or negligence — for that, you may need separate Errors and Omissions (E&O) Insurance.

What does General Liability Insurance cover?

Bodily injury to third parties
Property damage to others’ belongings
Advertising and personal injury (e.g., libel or slander)
Medical payments

How much does it cost?
Premiums vary based on your industry, location, and business size — since each business faces different levels of risk.

When is General Liability Insurance needed?
If you meet with clients at your office or theirs, interact with customer property, or sign contracts, you likely need this coverage. In fact, many clients and vendors require proof of liability insurance before doing business with you.

Protect your business from unexpected risks. Contact us today to find the right general liability policy tailored to your business needs.

Business Auto Insurance

Protect your commercial vehicles and your business with Business Auto Insurance.
Whether you operate a single company car or a fleet of delivery trucks, Business Auto Insurance is essential. Standard auto policies aren’t designed to cover the risks businesses face. Business auto insurance enhances basic coverage, offering higher protection limits and options specific to commercial use.

This coverage typically includes:

Bodily Injury Liability
Collision Coverage
Property Damage Liability
Named Perils Coverage

Higher protection for bigger risks.
Business vehicles usually represent a greater risk exposure, and as a result, business auto policies often offer higher liability limits than personal auto insurance — essential for protecting your company’s assets. Collision coverage can also cover damage to your vehicles, regardless of who’s at fault — a must if you lease or finance any commercial vehicles.

What if employees use their personal vehicles for work?
If employees drive their own cars for business purposes, you could still be held liable for accidents. That’s why many businesses add Non-Owned Auto Liability Coverage. It helps protect your company if an employee’s personal vehicle is involved in an accident while on the job.

No matter the size of your business, if vehicles are part of your operations, business auto insurance is a must. Contact us today to review your coverage options and keep your business moving forward with confidence.

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